Rates & Programs

Check out some of our most popular loan options:

  • FHA Program
    Offering loan flexibility and rate security if you want it, an FHA loan is an easy way to get a new home loan. Down payments can be as low as 3.5%.
    Apply now for an FHA Program.
  • VA Program
    With relaxed credit standards and low down payment options, the VA loan is geared specifically to help veterans and military personnel get a mortgage and own a home.
    Apply now for a VA Program.
  • USDA Program
    Through USDA’s rural development program, Direct Lenders, LLC can assist home buyers in rural areas in determining whether they are eligible for these special loans. These loans give buyers the ability to secure affordable financing without paying large down payments. They also offer low interest rates and don’t include monthly PMI charges.
    Apply now for a USDA Program.
  • 203k Program
    Direct Lenders, LLC’s FHA 203k loans are perfect for houses that are damaged or sorely in need of rehabilitation. The loan covers not only the cost of the property but also the costs of necessary home repairs. Homeowners whose homes need improvement can also refinance through Direct Lenders, LLC’s FHA 203(k) program. A vast range of repairs, including room additions, bathroom remodeling, roofing, flooring and air conditioning systems can be funded with these loans.
    Apply now for a 203k Program.
  • FHA Cashout Program
    The Federal Housing Administration (FHA) now allows you to take up to 85% of the appraised value of your home in cash, giving you more flexibility to make home improvements, pay off high interest credit card debt, enjoy a stable interest rate alternative to a home equity line of credit, and much more.
    Apply now for an FHA Cashout Program.
  • Lock and Look Program
    Don’t be concerned about rising interest rates while you look for a home! Protect yourself with Direct Lenders, LLC’s Lock & Look program. Direct Lenders, LLC can lock you in at current mortgage interest rates for up to 365 days, giving you peace of mind while you shop for a home that fits your needs.
    Apply now for a Lock and Look Program.

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